{"id":10835,"date":"2023-05-30T09:06:12","date_gmt":"2023-05-30T01:06:12","guid":{"rendered":"https:\/\/\/?p=10835"},"modified":"2023-05-31T15:14:07","modified_gmt":"2023-05-31T07:14:07","slug":"what-is-compound-interest","status":"publish","type":"post","link":"https:\/\/\/what-is-compound-interest\/","title":{"rendered":"\u8907\u5229\u662f\u4ec0\u9ebc\uff1f\u8907\u5229\u8a08\u7b97\u516c\u5f0f\u662f\u4ec0\u9ebc\uff1f\u55ae\u5229\u8207\u8907\u5229\u5dee\u5225\uff1f(\u9644EXCEL\u6a94\u4e0b\u8f09)"},"content":{"rendered":"<!-- \/367108978\/Rich01_PC_up_728x90 -->\n\t<div class='div-gpt-ad-css' id='div-gpt-ad-1564472272479-0' style='width: 728px; height: 90px;'>\n\t  <script>\n\t\tgoogletag.cmd.push(function() { googletag.display('div-gpt-ad-1564472272479-0'); });\n\t  <\/script>\n\t<\/div><p><img decoding=\"async\" class=\"alignnone wp-image-53238 size-full\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230529142304_80.jpg\" alt=\"\u8907\u5229\u662f\u4ec0\u9ebc\" width=\"1329\" height=\"696\" \/><\/p>\n<p>\u5b78\u7fd2\u6295\u8cc7\u7406\u8ca1\uff0c\u4f60\u4e00\u5b9a\u8981\u77e5\u9053\u4ec0\u9ebc\u662f\u8907\u5229\uff0c\u5c31\u9023\u611b\u56e0\u65af\u5766\u90fd\u66fe\u8aaa\u904e\u300c\u8907\u5229\u662f\u9019\u4e16\u754c\u7b2c\u516b\u5927\u5947\u8e5f\uff0c\u5176\u5a01\u529b\u66f4\u751a\u539f\u5b50\u5f48\u300d\u3002<\/p>\n<p>\u5230\u5e95\u8907\u5229\u662f\u4ec0\u9ebc\uff1f\u55ae\u5229\u8207\u8907\u5229\u6709\u4ec0\u9ebc\u5dee\u5225\uff1f\u8907\u5229\u7684\u5229\u606f\u5982\u4f55\u8a08\u7b97\uff1f\u672c\u7bc7\u5e02\u5834\u5148\u751f\u5c07\u4ecb\u7d39\u8907\u5229\uff0c\u4e26\u9644\u4e0a\u8907\u5229\u8a08\u7b97EXCEL\u8868\uff0c\u9019\u5f35EXCEL\u8868\u53ef\u4ee5\u514d\u8cbb\u4e0b\u8f09\uff0c\u6709\u9700\u8981\u7684\u8b80\u8005\u53ef\u4ee5\u591a\u591a\u904b\u7528\u3002<\/p>\n<p><!--more--><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u672c\u6587\u5e02\u5834\u5148\u751f\u6703\u544a\u8a34\u4f60\uff1a<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-66124ac7a9efe\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-66124ac7a9efe\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=/index.html"https:\/\/\/what-is-compound-interest\/#%E8%A4%87%E5%88%A9%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u8907\u5229\u662f\u4ec0\u9ebc\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u8907\u5229\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=/index.html"https:\/\/\/what-is-compound-interest\/#%E8%A4%87%E5%88%A9%E8%B7%9F%E5%96%AE%E5%88%A9%E6%9C%89%E4%BB%80%E9%BA%BC%E5%B7%AE%E5%88%A5%EF%BC%9F\" title=\"\u8907\u5229\u8ddf\u55ae\u5229\u6709\u4ec0\u9ebc\u5dee\u5225\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u8907\u5229\u8ddf\u55ae\u5229\u6709\u4ec0\u9ebc\u5dee\u5225\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=/index.html"https:\/\/\/what-is-compound-interest\/#%E8%A4%87%E5%88%A9%E8%A8%88%E7%AE%97%E5%85%AC%E5%BC%8F%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u8907\u5229\u8a08\u7b97\u516c\u5f0f\u662f\u4ec0\u9ebc\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u8907\u5229\u8a08\u7b97\u516c\u5f0f\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=/index.html"https:\/\/\/what-is-compound-interest\/#%E8%A4%87%E5%88%A9%E5%85%AC%E5%BC%8F%E8%A8%88%E7%AE%97%E6%A9%9FEXCEL%E6%AA%94%E4%B8%8B%E8%BC%89\" title=\"\u8907\u5229\u516c\u5f0f\u8a08\u7b97\u6a5fEXCEL\u6a94\u4e0b\u8f09\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u8907\u5229\u516c\u5f0f\u8a08\u7b97\u6a5fEXCEL\u6a94\u4e0b\u8f09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=/index.html"https:\/\/\/what-is-compound-interest\/#%E5%A6%82%E4%BD%95%E8%AE%93_%E8%A4%87%E5%88%A9%E6%95%88%E6%87%89_%E7%99%BC%E6%8F%AE%E6%9C%80%E5%A4%A7%E6%95%88%E6%9E%9C%EF%BC%9F\" title=\"\u5982\u4f55\u8b93 \u8907\u5229\u6548\u61c9 \u767c\u63ee\u6700\u5927\u6548\u679c\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5982\u4f55\u8b93 \u8907\u5229\u6548\u61c9 \u767c\u63ee\u6700\u5927\u6548\u679c\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=/index.html"https:\/\/\/what-is-compound-interest\/#%E5%BF%AB%E9%80%9F%E9%87%8D%E9%BB%9E%E6%95%B4%E7%90%86%EF%BC%9A%E8%A4%87%E5%88%A9%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u5feb\u901f\u91cd\u9ede\u6574\u7406\uff1a\u8907\u5229\u662f\u4ec0\u9ebc\uff1f\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5feb\u901f\u91cd\u9ede\u6574\u7406\uff1a\u8907\u5229\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E8%A4%87%E5%88%A9%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u8907\u5229\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8907\u5229(\u82f1\u6587: Compound Interest)\u6700\u7c21\u55ae\u7684\u610f\u601d\uff0c\u5c31\u662f\u5229\u606f\u751f\u5229\u606f\uff0c\u8b1b\u767d\u8a71\u4e00\u9ede\u5c31\u662f\u9322\u6efe\u9322\u3002<\/p>\n<p>\u8907\u5229\u5c31\u662f\u8b93\u672c\u91d1\u7522\u751f\u7684\u5229\u606f\u6216\u6536\u76ca\uff0c\u4e0b\u6b21\u518d\u4f75\u5165\u672c\u91d1\u7e7c\u7e8c\u7d2f\u7a4d\uff0c\u7522\u751f\u66f4\u591a\u5229\u606f\u6216\u6536\u76ca\u7684\u6548\u679c\uff0c\u8907\u5229\u642d\u914d\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\uff0c\u662f\u4e00\u7a2e\u900f\u904e\u6642\u9593\u7d2f\u7a4d\u8ca1\u5bcc\u5e38\u898b\u7684\u65b9\u6cd5\u3002<\/p>\n<p>\u8209\u4e00\u500b\u7c21\u55ae\u7684\u4f8b\u5b50\u4f86\u8aaa\uff0c\u5e02\u5834\u5148\u751f\u73fe\u5728\u67091,000\u5143\u5b58\u5165\u9280\u884c\uff0c\u5e74\u5229\u73873%\uff1a(\u4ee5\u56db\u6368\u4e94\u5165\u8a08\u7b97)<\/p>\n<ul>\n<li>\u7b2c\u4e00\u5e74\uff1a\u5229\u606f = 1,000 \u00d7 3% = 30\u5143\uff0c\u5e33\u6236\u8cc7\u91d1 = 1,030\u5143<\/li>\n<li>\u7b2c\u4e8c\u5e74\uff1a\u5229\u606f = 1,030 \u00d7 3% \u2248 31\u5143\uff0c\u5e33\u6236\u8cc7\u91d1 = 1,061\u5143<\/li>\n<li>\u7b2c\u4e09\u5e74\uff1a\u5229\u606f = 1,061 \u00d7 3% \u2248 32\u5143\uff0c\u5e33\u6236\u8cc7\u91d1 = 1,093\u5143<\/li>\n<\/ul>\n<p>\u4ee5\u6b64\u985e\u63a8&#8230;<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-53269 size-full\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230529161840_76.jpg\" alt=\"\u8907\u5229-\u89e3\u91cb\" width=\"1329\" height=\"524\" \/><\/p>\n<p>\u7531\u4e0a\u8ff0\u4f8b\u5b50\u53ef\u77e5\u9053\uff0c\u8907\u5229\u7684\u6210\u679c\uff0c\u6700\u4e3b\u8981\u53d7\u52303\u500b\u56e0\u7d20\u5f71\u97ff\uff1a<\/p>\n<ol>\n<li><span style=\"font-size: 16px;\">\u521d\u59cb\u672c\u91d1\u5927\u5c0f<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5831\u916c\u7387\u591a\u5c11<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u6642\u9593\u9577\u5ea6<\/span><\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"%E8%A4%87%E5%88%A9%E8%B7%9F%E5%96%AE%E5%88%A9%E6%9C%89%E4%BB%80%E9%BA%BC%E5%B7%AE%E5%88%A5%EF%BC%9F\"><\/span>\u8907\u5229\u8ddf\u55ae\u5229\u6709\u4ec0\u9ebc\u5dee\u5225\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u55ae\u5229\u3001\u8907\u5229\u90fd\u662f\u8a08\u7b97\u5229\u606f\u7684\u65b9\u6cd5\uff0c\u5dee\u5225\u5728\u65bc\u8a08\u7b97\u65b9\u5f0f\u4e0d\u540c\uff1a<\/p>\n<ul>\n<li><span style=\"font-size: 16px;\"><strong>\u55ae\u5229\uff1a<\/strong>\u672c\u91d1\u56fa\u5b9a\uff0c\u4e0d\u7528\u628a\u5229\u606f\u8a08\u5165\u672c\u91d1\u3002<\/span><\/li>\n<li><span style=\"font-size: 16px;\"><strong>\u8907\u5229\uff1a<\/strong>\u672c\u91d1\u7522\u751f\u5229\u606f\u5f8c\u518d\u4f75\u5165\u4e0b\u6b21\u8a08\u606f\uff0c\u7522\u751f\u5229\u6efe\u5229\u7684\u6548\u76ca\u3002<\/span><\/li>\n<\/ul>\n<p>\u5f9e\u4ee5\u4e0b\u7dda\u5716\u53ef\u4ee5\u770b\u5230\uff0c\u55ae\u5229\u6642\u8cc7\u7522\u6703\u7dda\u6027\u6210\u9577\uff0c\u4f46\u8907\u5229\u6642\u5831\u916c\u5247\u662f\u6307\u6578\u6210\u9577\u3002<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-53270\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230529162832_53.jpg\" alt=\"\u55ae\u5229-\u8907\u5229-\u6210\u9577\u66f2\u7dda\" width=\"1329\" height=\"524\" \/><\/p>\n<h3>\u8907\u5229\u8ddf\u55ae\u5229\u6bd4\u8f03\u6848\u4f8b<\/h3>\n<p>\u4ee5\u4e0a\u8ff0\u4f8b\u5b50\u7e7c\u7e8c\u8209\u4f8b\uff1a\u5e02\u5834\u5148\u751f\u73fe\u5728\u67091,000\u5143\u5b58\u5165\u9280\u884c\uff0c\u5e74\u5229\u73873%\uff1a(\u4ee5\u56db\u6368\u4e94\u5165\u8a08\u7b97)<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 99.9999%; background-color: #014876; text-align: center;\" colspan=\"3\"><strong><span style=\"color: #ffffff; font-size: 20px;\">\u55ae\u5229 vs \u8907\u5229<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.1193%; text-align: center;\"><strong>\u6bd4\u8f03<\/strong><\/td>\n<td style=\"width: 52.5473%; text-align: center;\"><strong>\u5229\u606f<\/strong><\/td>\n<td style=\"width: 33.3333%; text-align: center;\"><strong>\u4e09\u5e74\u5f8c\u7e3d\u8cc7\u7522<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.1193%; text-align: center;\">\u55ae\u5229<\/td>\n<td style=\"width: 52.5473%; text-align: center;\">\u6bcf\u5e74\u90fd\u662f30\u5143<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">1,090\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 14.1193%; text-align: center;\">\u8907\u5229<\/td>\n<td style=\"width: 52.5473%; text-align: center;\">\u6bcf\u5e74\u5229\u606f\u6703\u96a8\u8cc7\u91d1\u6210\u9577\u800c\u8b8a\u591a<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">1,093\u5143<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u55ae\u5229\u7684\u5229\u606f\u6bcf\u5e74\u90fd\u662f1,000 \u00d7 3% = 30\u5143\u7684\u5229\u606f\uff0c\u5229\u606f\u4e0d\u6703\u96a8\u8457\u5e74\u6578\u589e\u52a0\u800c\u8b8a\u591a\uff0c\u800c\u8907\u5229\u7684\u5229\u606f\u6bcf\u5e74\u6703\u96a8\u8cc7\u91d1\u6210\u9577\u800c\u8b8a\u591a\u3002<\/p>\n<p>\u4e09\u5e74\u5f8c\uff0c\u55ae\u5229\u7684\u8cc7\u7522\u91d1\u984d\u6703\u662f1,000 + 30 + 30 + 30 = 1,090\u5143\uff0c\u8907\u5229\u5247\u662f1,000 + 30 + 31 + 32 = 1,093\u5143\uff0c\u6bd4\u55ae\u5229\u591a\u4e863\u5143\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%A4%87%E5%88%A9%E8%A8%88%E7%AE%97%E5%85%AC%E5%BC%8F%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u8907\u5229\u8a08\u7b97\u516c\u5f0f\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<blockquote><p><strong>\u55ae\u5229\u8a08\u7b97\u516c\u5f0f\uff1a<\/strong>\u672c\u5229\u548c = \u672c\u91d1 + (\u672c\u91d1 \u00d7 \u5229\u7387) \u00d7 \u671f\u9593<br \/>\n<strong>\u8907\u5229\u8a08\u7b97\u516c\u5f0f\uff1a<\/strong>\u672c\u5229\u548c = \u672c\u91d1 \u00d7 (1 + \u5e74\u5229\u7387)^\u671f\u9593<\/p>\n<p>\u9019\u4e9b\u516c\u5f0f\u4e3b\u8981\u662f\u7528\u4f86\u8a08\u7b97\u5229\u7387\u6216\u5229\u606f\u56fa\u5b9a\u60c5\u6cc1\u4e0b\u7684\u72c0\u6cc1\u3002<\/p>\n<p>\u5176\u4e2d\uff0c\u5229\u7387\u4e00\u822c\u662f\u7528\u5e74\u5316\u5831\u916c\u7387\u8a08\u7b97\u3002(\u5982\u679c\u662f\u8a08\u7b97\u6708\u5229\u7387\u5c31\u8981\u505a\u6642\u9593\u4e0a\u7684\u8abf\u6574)<\/p><\/blockquote>\n<p>\u4ee5\u6295\u8cc7\u80a1\u7968\u8209\u4f8b\uff0c\u5047\u8a2d\u4f60\u6295\u8cc71\u842c\u5143\u8cb7\u80a1\u7968\uff0c\u4e26\u4e14\u5047\u8a2d\u6bcf\u5e74\u5831\u916c\u90fd\u662f20%\uff1a<\/p>\n<p><strong>\u72c0\u6cc1\u4e00\uff1a\u55ae\u7b46\u6295\u8cc7\u7684\u8907\u5229\u6548\u679c<\/strong><\/p>\n<ul>\n<li>\u7b2c\u4e00\u5e74\uff1a\u5831\u916c\u662f10,000 \u00d7 20% = 2,000\uff0c\u8cc7\u7522\u589e\u503c\u70ba10,000 + 2,000 = 12,000\u5143<\/li>\n<li>\u7b2c\u4e8c\u5e74\uff1a\u5831\u916c\u662f12,000 \u00d7 20% = 2,400\uff0c\u8cc7\u7522\u589e\u503c\u70ba12,000 + 2,400 = 14,400\u5143<\/li>\n<li>\u7b2c\u4e09\u5e74\uff1a\u5831\u916c\u662f14,400 \u00d7 20% = 2,880\uff0c\u8cc7\u7522\u589e\u503c\u70ba14,400 + 2,880 = 17,280\u5143<\/li>\n<\/ul>\n<table dir=\"ltr\" style=\"width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"background-color: #014876; text-align: center;\" colspan=\"3\"><span style=\"font-size: 20px; color: #ffffff;\"><strong>\u5047\u8a2d\u55ae\u7b46\u6295\u8cc71\u842c\u5143\u7684\u8907\u5229\u6548\u679c (\u5047\u8a2d\u671f\u521d\u6295\u5165)<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u6295\u8cc7\u5e74\u671f&quot;}\"><strong>\u6295\u8cc7\u5e74\u671f<\/strong><\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u6536\u76ca\u6f32\u5e45&quot;}\"><strong>\u6536\u76ca\u6f32\u5e45<\/strong><\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c&quot;}\"><strong>\u672c\u91d1\u589e\u503c<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u7b2c1\u5e74&quot;}\">\u7b2c\u4e00\u5e74<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u80a1\u50f9\u4e0a\u6f3220%&quot;}\">\u80a1\u50f9\u4e0a\u6f3220%<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c\u70ba12000\u5143&quot;}\">\u672c\u91d1\u589e\u503c\u70ba12,000\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u7b2c2\u5e74&quot;}\">\u7b2c\u4e8c\u5e74<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u80a1\u50f9\u4e0a\u6f3220%&quot;}\">\u80a1\u50f9\u4e0a\u6f3220%<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c\u70ba14400\u5143&quot;}\">\u672c\u91d1\u589e\u503c\u70ba14,400\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">\u7b2c\u4e09\u5e74<\/td>\n<td style=\"text-align: center;\">\u80a1\u50f9\u4e0a\u6f3220%<\/td>\n<td style=\"text-align: center;\">\u672c\u91d1\u589e\u503c\u70ba17,280\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u6301\u7e8c\u6295\u8cc7\u81f3\\n \u7b2c26\u5e74&quot;}\">\u6301\u7e8c\u6295\u8cc7\u81f3<br \/>\n\u7b2c26\u5e74<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u80a1\u50f9\u4e0a\u6f3220%&quot;}\">\u80a1\u50f9\u4e0a\u6f3220%<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c\u70ba100\u842c\u5143\u4ee5\u4e0a&quot;}\">\u672c\u91d1\u589e\u503c\u70ba100\u842c\u5143\u4ee5\u4e0a<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;\" colspan=\"3\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u8cc7\u6599\u6574\u7406\uff1aMr.Market\u5e02\u5834\u5148\u751f&quot;}\">\u8cc7\u6599\u6574\u7406\uff1a<a href=/index.html"https:\/\/\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">Mr.Market\u5e02\u5834\u5148\u751f<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5982\u679c\u662f\u9577\u671f\u6295\u8cc7\u5831\u916c\u90fd\u670920%\uff0c\u7d2f\u7a4d26\u5e74\u5c31\u80fd\u8b931\u842c\u5143\u6295\u8cc7\u8b8a\u6210100\u842c\u5143\u3002<\/p>\n<p><strong>\u72c0\u6cc1\u4e8c\uff1a\u4ee5<a href=/index.html"https:\/\/\/dollar-cost-averaging\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5b9a\u671f\u5b9a\u984d<\/a>\u300c\u6bcf\u6708\u300d\u6295\u8cc7\uff0c\u4e26\u7d2f\u7a4d\u5230\u5e74\u672b\u7684\u8907\u5229\u6548\u679c<\/strong><\/p>\n<ul>\n<li>\u7b2c\u4e00\u5e74\uff1a10,000\u5143 \u00d7 12\u500b\u6708 = 120,000\u5143<\/li>\n<li>\u7b2c\u4e8c\u5e74\uff1a\u7d2f\u7a4d\u7684\u672c\u91d1120,000\u3001\u5831\u916c 120,000 \u00d7 20% = 24,000\uff0c\u518d\u52a0\u7b2c\u4e8c\u5e74\u7684\u7d2f\u7a4d120,000 = 264,000\u5143<\/li>\n<li>\u7b2c\u4e09\u5e74\uff1a\u7d2f\u7a4d\u7684\u672c\u91d1264,000\u3001\u5831\u916c 264,000 \u00d7 20% = 52,800\uff0c\u518d\u52a0\u7b2c\u4e09\u5e74\u7684\u7d2f\u7a4d120,000 = 436,800\u5143<\/li>\n<\/ul>\n<p><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/p>\n<p><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/p>\n<table dir=\"ltr\" style=\"width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"background-color: #014876; text-align: center;\" colspan=\"3\"><span style=\"color: #ffffff; font-size: 20px;\"><strong>\u5047\u8a2d\u5b9a\u671f\u5b9a\u984d\uff0c\u6bcf\u6708\u6295\u8cc71\u842c\u5143\u7684\u8907\u5229\u6548\u679c<\/strong> <strong>(\u7d2f\u7a4d\u5230\u5e74\u672b\u6295\u5165\u8a08\u7b97)<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u6295\u8cc7\u5e74\u671f&quot;}\"><strong>\u6295\u8cc7\u5e74\u671f<\/strong><\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u6536\u76ca\u6f32\u5e45&quot;}\"><strong>\u6536\u76ca\u6f32\u5e45<\/strong><\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c&quot;}\"><strong>\u672c\u91d1\u589e\u503c<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u7b2c1\u5e74&quot;}\">\u7b2c\u4e00\u5e74<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u80a1\u50f9\u4e0a\u6f3220%&quot;}\">\u5e74\u672b\u624d\u6295\u5165<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c\u70ba132000\u5143&quot;}\">\u672c\u91d1\u70ba120,000\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u7b2c2\u5e74&quot;}\">\u7b2c\u4e8c\u5e74<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u80a1\u50f9\u4e0a\u6f3220%&quot;}\">\u80a1\u50f9\u4e0a\u6f3220%<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c\u70ba278400\u5143&quot;}\">\u672c\u91d1\u589e\u503c\u70ba264,000\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">\u7b2c\u4e09\u5e74<\/td>\n<td style=\"text-align: center;\">\u80a1\u50f9\u4e0a\u6f3220%<\/td>\n<td style=\"text-align: center;\">\u672c\u91d1\u589e\u503c\u70ba436,800\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u6301\u7e8c\u6295\u8cc7\u81f3\\n \u7b2c6\u5e74&quot;}\">\u6301\u7e8c\u6295\u8cc7\u81f3<br \/>\n\u7b2c8\u5e74<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u80a1\u50f9\u4e0a\u6f3220%&quot;}\">\u80a1\u50f9\u4e0a\u6f3220%<\/td>\n<td style=\"text-align: center;\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u672c\u91d1\u589e\u503c\u70ba100\u842c\u5143\u4ee5\u4e0a&quot;}\">\u672c\u91d1\u589e\u503c\u70ba100\u842c\u5143\u4ee5\u4e0a<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;\" colspan=\"3\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\u8cc7\u6599\u6574\u7406\uff1aMr.Market\u5e02\u5834\u5148\u751f&quot;}\">\u00a0\u8cc7\u6599\u6574\u7406\uff1a<a href=/index.html"https:\/\/\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">Mr.Market\u5e02\u5834\u5148\u751f<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u7531\u4e0a\u8868\u53ef\u77e5\uff0c\u300c\u6bcf\u6708\u300d\u6295\u8cc71\u842c\u5143\uff0c\u5047\u8a2d\u7d2f\u7a4d\u81f3\u5e74\u672b\u6295\u5165(12\u842c\/\u5e74)\u3001\u6295\u8cc7\u5831\u916c20%\uff0c\u53ea\u8981\u6301\u7e8c\u5230\u7b2c8\u5e74\uff0c\u8cc7\u7522\u5c31\u80fd\u589e\u503c\u81f3100\u842c\u4ee5\u4e0a\u4e86\u3002<\/p>\n<p>\u7576\u7136\uff0c\u73fe\u5be6\u4e2d20%\u5831\u916c\u4e26\u4e0d\u5bb9\u6613\uff0c\u5982\u679c\u4e0d\u662f\u5275\u696d\uff0c\u4e00\u822c\u670910%\u5c31\u4e0d\u932f\u4e86\u3002<\/p>\n<h3>\u534a\u5e74\u3001\u4e00\u5b63\u3001\u4e00\u500b\u6708\u8a08\u606f\u4e00\u6b21\u7684\u8907\u5229\u516c\u5f0f<\/h3>\n<blockquote><p><strong>\u534a\u5e74\u8a08\u606f\u4e00\u6b21\u8907\u5229\u8a08\u7b97\u516c\u5f0f\uff1a<\/strong>\u672c\u5229\u548c(\u5e74) = \u672c\u91d1 \u00d7 (1+\u5e74\u5229\u7387\/2)^(\u671f\u9593(\u534a\u5e74) \u00d7 2)<\/p>\n<p><strong>\u4e00\u5b63\u8a08\u606f\u4e00\u6b21\u8907\u5229\u8a08\u7b97\u516c\u5f0f\uff1a<\/strong>\u672c\u5229\u548c(\u5e74) = \u672c\u91d1 \u00d7 (1+\u5e74\u5229\u7387\/4)^(\u671f\u9593(\u5b63) \u00d7 4)<\/p>\n<p><strong>\u4e00\u6708\u8a08\u606f\u4e00\u6b21\u8907\u5229\u8a08\u7b97\u516c\u5f0f\uff1a<\/strong>\u672c\u5229\u548c(\u5e74) = \u672c\u91d1 \u00d7 (1+\u5e74\u5229\u7387\/12)^(\u671f\u9593(\u6708) \u00d7 12)<\/p><\/blockquote>\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u5982\u679c\u8a08\u606f\u7684\u983b\u7387\u589e\u52a0\uff0c\u5e74\u5229\u7387\u5c31\u8981\u5148\u63db\u6210\u534a\u5e74\u5229\u7387\u3001\u5b63\u5229\u7387\u3001\u6708\u5229\u7387\uff0c\u7136\u5f8c\u4e58\u4e0a\u5c0d\u61c9\u7684\u9031\u671f\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%A4%87%E5%88%A9%E5%85%AC%E5%BC%8F%E8%A8%88%E7%AE%97%E6%A9%9FEXCEL%E6%AA%94%E4%B8%8B%E8%BC%89\"><\/span>\u8907\u5229\u516c\u5f0f\u8a08\u7b97\u6a5fEXCEL\u6a94\u4e0b\u8f09<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u516c\u5f0f\u770b\u4e0d\u61c2\u3001EXCEL\u4e0d\u6703\u505a\u6c92\u95dc\u4fc2\uff0c\u5e02\u5834\u5148\u751f\u9019\u908a\u5e6b\u5927\u5bb6\u505a\u597d\u4e86\u8907\u5229EXCEL\u6a94\u3002<\/p>\n<p>\u8907\u5229EXCEL\u6a94\u88e1\u9762\u5206\u70ba\u55ae\u7b46\u6295\u8cc7\u3001\u5b9a\u671f\u5b9a\u984d2\u500b\u6b04\u4f4d\uff0c\u53ea\u8981\u8f38\u5165\u5c0d\u61c9\u7684\u6578\u503c\uff0c\u5c31\u80fd\u8a08\u7b97\u51fa\u7372\u5f97\u7684\u8907\u5229\u6548\u679c\u3002<\/p>\n<p><span style=\"font-size: 20px;\"><strong>\u6a94\u6848\u4e0b\u8f09\uff1a<a href=/index.html"https:\/\/drive.google.com\/file\/d\/1aDpp9s29bMaCjHtxzBjbFZRcIgKze9-h\/view\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" data-wpel-link=\"external\">\u8907\u5229\u8a08\u7b97\u6a5fEXCEL\u6a94\u4e0b\u8f09(\u53f3\u4e0a\u89d2\u9ede\u9078\u4e0b\u8f09\u7b26\u865f\uff0c\u5373\u53ef\u4e0b\u8f09\u6a94\u6848)<\/a><\/strong><\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-53345\" src=/index.html"https:\/\/\/wp-content\/uploads\/20230530093545_94.jpg\" alt=\"\u8907\u5229\u8a08\u7b97\u6a5f-EXCEL\u6a94\u6848\" width=\"1329\" height=\"524\" \/><\/p>\n<p>\u66f4\u8a73\u7d30\u7684\u6559\u5b78\u53ef\u95b1\u8b80\uff1a<a href=/index.html"https:\/\/\/exce\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u591a\u4e45\u80fd\u9054\u5230\u8ca1\u52d9\u76ee\u6a19\uff1f\u8907\u5229\u8a08\u7b97\u6559\u5b78<\/a><\/p>\n<h3>\u8cb7\u5132\u84c4\u96aa\u3001\u5b9a\u671f\u5b9a\u984d\u57fa\u91d1\u4e5f\u6703\u7528\u5230\u300c\u8907\u5229\u300d<\/h3>\n<p>\u8cb7\u5132\u84c4\u96aa\u3001\u5b9a\u671f\u5b9a\u984d\u57fa\u91d1\uff0c\u90fd\u6703\u770b<a href=/index.html"https:\/\/\/irr\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u5167\u90e8\u5831\u916c\u7387(IRR)<\/a>\uff0c\u9019\u662f\u4e00\u7a2e\u8861\u91cf\u6295\u8cc7\u6536\u76ca\u7387\u7684\u65b9\u6cd5\uff0c\u4e5f\u662f\u8907\u5229\u7684\u6982\u5ff5\u3002<\/p>\n<p>\u548c\u7c21\u55ae\u7684\u55ae\u5229\u8907\u5229\u8a08\u7b97\u4e0d\u540c\u5728\u65bc\uff0cIRR\u662f\u900f\u904e\u6bcf\u671f\u7684\u5831\u916c\u300c\u56de\u63a8\u300d\u5831\u916c\u7387\u662f\u591a\u5c11\uff0c\u5c0d\u65bc\u5df2\u7d93\u6709\u78ba\u5b9a\u904e\u53bb\u6216\u672a\u4f86\u5be6\u969b\u6536\u5230\u73fe\u91d1\u6d41\u72c0\u6cc1\u6642\uff0c\u53ef\u4ee5\u7528\u9019\u500b\u516c\u5f0f\u8a55\u4f30\u3002<\/p>\n<p>\u53ef\u95b1\u8b80\uff1a<a href=/index.html"https:\/\/\/irr\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u4ec0\u9ebc\u662fIRR\uff1f\u8cb7\u5132\u84c4\u96aa\u3001\u5b9a\u671f\u5b9a\u984d\u57fa\u91d1\u5fc5\u770b<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E8%AE%93_%E8%A4%87%E5%88%A9%E6%95%88%E6%87%89_%E7%99%BC%E6%8F%AE%E6%9C%80%E5%A4%A7%E6%95%88%E6%9E%9C%EF%BC%9F\"><\/span>\u5982\u4f55\u8b93 \u8907\u5229\u6548\u61c9 \u767c\u63ee\u6700\u5927\u6548\u679c\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8907\u5229\u8981\u767c\u63ee\u6700\u5927\u7684\u6548\u679c\uff0c\u5c31\u662f\u300c\u65e9\u9ede\u958b\u59cb\u6295\u8cc7\u300d\uff0c\u5149\u53ea\u662f\u665a10\u5e74\u958b\u59cb\uff0c\u6700\u5f8c\u7d50\u679c\u5c31\u5dee\u5f88\u5927\u3002<\/p>\n<p>\u5831\u916c\u7387\u4e5f\u662f\u500b\u95dc\u9375\uff0c\u53ea\u8981\u63d0\u9ad8\u4e00\u9ede\u6700\u5f8c\u6210\u679c\u4e5f\u6703\u5dee\u5f88\u5927\uff0c\u53ef\u95b1\u8b80\uff1a<a href=/index.html"https:\/\/\/3-7\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u6295\u8cc7\u5c31\u662f\u505a\u597d\u9019\u300c 3\u4ef6\u4e8b\u300d\u300b\u665a5\u5e74\u958b\u59cb\u6210\u679c\u5dee\u591a\u5c11\uff1f<\/a><\/p>\n<p>\u6700\u5f8c\u9084\u6709\u4e00\u500b\u5f88\u91cd\u8981\uff0c\u4f46\u5927\u5bb6\u90fd\u53ef\u80fd\u5ffd\u7565\u7684\uff0c\u5c31\u662f\u300c\u6d3b\u4e45\u4e00\u9ede\u300d\uff0c\u4e5f\u662f\u8b93\u8907\u5229\u80fd\u6709\u6548\u653e\u5927\u7d50\u679c\u7684\u95dc\u9375\uff0c<\/p>\n<p><a href=/index.html"https:\/\/\/3-10\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u80a1\u795e\u5df4\u83f2\u7279<\/a>\u4eca\u5e7490\u6b72\uff0c\u662f\u4e16\u754c\u5bcc\u8c6a\u6392\u884c\u699c\u524d10\u540d\uff0c\u800c\u4ed699%\u7684\u8cc7\u7522\u90fd\u662f\u572850\u6b72\u5f8c\u624d\u7d2f\u7a4d\u7684\uff0c\u9019\u4e5f\u662f\u8907\u5229\u7684\u5a01\u529b\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%BF%AB%E9%80%9F%E9%87%8D%E9%BB%9E%E6%95%B4%E7%90%86%EF%BC%9A%E8%A4%87%E5%88%A9%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u5feb\u901f\u91cd\u9ede\u6574\u7406\uff1a\u8907\u5229\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>\u8907\u5229(Compound Interest)\u5c31\u662f\u8b93\u672c\u91d1\u7522\u751f\u7684\u5229\u606f\u6216\u6536\u76ca\uff0c\u4e0b\u6b21\u518d\u4f75\u5165\u672c\u91d1\u7e7c\u7e8c\u7d2f\u7a4d\uff0c\u7522\u751f\u66f4\u591a\u5229\u606f\u6216\u6536\u76ca\u7684\u6548\u679c\uff0c\u8b1b\u767d\u8a71\u4e00\u9ede\u5c31\u662f\u9322\u6efe\u9322\u3002<\/li>\n<li><span style=\"font-size: 16px;\">\u300c\u65e9\u9ede\u958b\u59cb\u6295\u8cc7\u300d\u624d\u80fd\u8b93\u8907\u5229\u767c\u63ee\u6700\u5927\u6548\u679c\u3002<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5b9a\u671f\u5b9a\u984d\u6295\u8cc7\u642d\u914d\u8907\u5229\u6548\u679c\uff0c\u80fd\u8b93\u7372\u5229\u6210\u9577\u66f4\u591a\u3002<\/span><\/li>\n<\/ol>\n<p>\u5be6\u969b\u6295\u8cc7\uff0c\u4e26\u4e0d\u50cf\u6211\u5011\u4e0a\u9762\u9019\u4e9b\u8a66\u7b97\u4e00\u6a23\u7c21\u55ae\uff0c\u4e26\u4e0d\u662f\u6bcf\u5e74\u5831\u916c\u7387\u90fd\u76f8\u540c\uff0c\u5982\u679c\u4f7f\u7528\u932f\u8aa4\u7684\u65b9\u6cd5\uff0c\u6216\u8005\u72af\u4e0b\u4e00\u4e9b\u932f\u8aa4\u6642\uff0c\u5f88\u53ef\u80fd\u6700\u7d42\u6703\u662f\u300c\u8ca0\u5831\u916c\u7387\u300d\uff0c\u9322\u53cd\u800c\u8d8a\u6efe\u8d8a\u5c0f\u3002<\/p>\n<p>\u958b\u59cb\u589e\u52a0\u6295\u8cc7\u77e5\u8b58\u5f88\u91cd\u8981\uff0c\u4ee5\u4e0b\u5e02\u5834\u5148\u751f\u5206\u4eab\u5e7e\u7bc7\u514d\u8cbb\u5165\u9580\u6559\u5b78\u6587\u7ae0\u7d66\u4f60\uff0c\u53ef\u4ee5\u5148\u505a\u95b1\u8b80\uff1a<\/p>\n<p>1. <a href=/index.html"https:\/\/\/blog-pos-17\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\u6295\u8cc7\u65b0\u624b\u5165\u9580\u6559\u5b78\u7cfb\u5217\u6587\u7ae0<\/a><\/p>\n<p>2. <a href=/index.html"https:\/\/\/learn-etf-all\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">ETF\u6295\u8cc7\u65b0\u624b\u61f6\u4eba\u5305<\/a><\/p>\n<p>3.\u00a0<a href=/index.html"https:\/\/\/blog-page_30\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u5206\u4eab\u6211\u7684\u6295\u8cc7\u66f8\u55ae\u300b\u8d85\u904e40\u672c\u6295\u8cc7\u597d\u66f8\u5206\u4eab<\/a><\/p>\n<p>\u6700\u5f8c\u5e02\u5834\u5148\u751f\u63d0\u9192\uff0c\u8907\u5229\u7684\u6982\u5ff5\u4e26\u4e0d\u662f\u53ea\u6709\u7528\u5728\u91d1\u9322\u4e0a\uff0c\u5982\u679c\u4f60\u63d0\u65e9\u589e\u52a0\u81ea\u5df1\u7684\u80fd\u529b\u3001\u7d2f\u7a4d\u8cc7\u7522\uff0c\u90a3\u96a8\u8457\u6642\u9593\u9019\u4e9b\u80fd\u529b\u4e5f\u6703\u767c\u63ee\u8907\u5229\u4f5c\u7528\uff0c\u52a0\u901f\u4f60\u4eba\u751f\u8cc7\u7522\u7d2f\u7a4d\uff01<\/p>\n\n<p>\u984d\u5916\u5206\u4eab\u5e7e\u7bc7\u6587\u7ae0\uff1a<\/p>\n<p>1.\u00a0<a href=/index.html"https:\/\/www.\/2016\/02\/40-excel.html\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u5de5\u4f5c 40\u5e74\u80fd\u9000\u4f11\u55ce\uff1f\u3010\u9000\u4f11\u8a08\u7b97\u6a5f\u3011 EXCEL \u2013 \u514d\u8cbb\u4e0b\u8f09<\/a><\/p>\n<p>2.\u00a0<a href=/index.html"https:\/\/www.\/2016\/02\/90.html\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u70ba\u4ec0\u9ebc\u6295\u8cc7\u80a1\u7968\u300c\u611f\u89ba\u8cfa\u5f88\u6162\u300d\uff1f\u56e0\u70ba 90%\u7684\u4eba\u90fd\u5c11\u505a\u300c\u9019\u4ef6\u4e8b\u300d\uff01<\/a><\/p>\n<p>3. <a href=/index.html"https:\/\/\/jisun-account-588\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u80a1\u7968\u958b\u6236\u300b\u6700\u65b0\u512a\u60e0\u5238\u5546\u63a8\u85a6<\/a><\/p>\n<p>4. <a href=/index.html"https:\/\/\/fund-cnyes-mrmarket\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">\u57fa\u91d1\u958b\u6236\u300b\u96f6\u624b\u7e8c\u8cbb\u7684\u958b\u6236\u512a\u60e0\u63a8\u85a6<\/a><\/p>\n\u7de8\u8f2f\uff1aJoy \u4e3b\u7de8\uff1a\u5e02\u5834\u5148\u751f\n<p><strong><span style=\"font-size: 20px;\">\u52a0\u5165\u5e02\u5834\u5148\u751fFB\u793e\u5718\uff0c\u5145\u5be6\u66f4\u591a\u7406\u8ca1\u597d\u77e5\u8b58<\/span><\/strong><\/p>\r\n<p>50\u6b72\u4e4b\u524d\u60f3\u9000\u4f11\u4e00\u5b9a\u8981\u61c2\u7406\u8ca1\uff0c<br \/>\u89e3\u6c7a\u6295\u8cc7\u7684\u7169\u60f1\uff01<\/p>\r\n<p><a href=/index.html"https:\/\/bit.ly\/2NTBOAv\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\"><img decoding=\"async\" class=\"alignnone size-full wp-image-7106\" src=/index.html"https:\/\/\/wp-content\/uploads\/20190824195036_69.gif\" alt=\"\" width=\"687\" height=\"243\" \/><\/a><\/p>\r\n<p>\u6700\u8fd1\u5e02\u5834\u5148\u751f\u958b\u4e86\u4e00\u5802\u7684\u300c<strong>\u7528\u7f8e\u80a1ETF\u5275\u9020\u7a69\u5b9a\u73fe\u91d1\u6d41<\/strong>\u300d\u6559\u5b78\u8ab2\u7a0b\uff0c<br \/>\u9019\u5802\u8ab2\u7a0b\u6703\u5f9e\u57fa\u790e\u5165\u9580\u3001\u8cc7\u6599\u67e5\u8a62\u5230\u5be6\u969b\u64cd\u4f5c\uff0c<br \/>\u6559\u4f60\u5b78\u6703\u5efa\u7acb\u4e00\u500b\u7a69\u5b9a\u7684\u5168\u7403ETF\u6295\u8cc7\u7d44\u5408\uff0c\u76ee\u524d\u7d2f\u7a4d\u5df2\u7d93\u6709\u5c07\u8fd11100\u4f4d\u540c\u5b78\u4e0a\u8ab2\u3002<\/p>\r\n<p>\u7dda\u4e0a\u8ab2\u7a0b\u300b<a href=/index.html"http:\/\/bit.ly\/2FV3hPc\" target=\"_blank\" rel=\"noopener nofollow\" data-wpel-link=\"external\">\u7f8e\u80a1ETF\u5275\u9020\u7a69\u5b9a\u73fe\u91d1\u6d41\u7dda\u4e0a\u8ab2\u7a0b\u9023\u7d50<\/a><\/p>\n<p><br \/><strong><span style=\"color: #ff0000;\">\u5982\u679c\u89ba\u5f97\u9019\u7bc7\u6587\u7ae0\u6709\u5e6b\u52a9\uff0c<\/span><\/strong><br \/><strong><span style=\"color: #ff0000;\">\u5e6b\u6211\u6309\u500b\u8b9a\uff0c\u5206\u4eab\u7d66\u66f4\u591a\u4eba\u770b\u5230\uff0c\u8b1d\u8b1d\uff01<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5b78\u7fd2\u6295\u8cc7\u7406\u8ca1\uff0c\u4f60\u4e00\u5b9a\u8981\u77e5\u9053\u4ec0\u9ebc\u662f\u8907\u5229\uff0c\u5c31\u9023\u611b\u56e0\u65af\u5766\u90fd\u66fe\u8aaa\u904e\u300c\u8907\u5229\u662f\u9019\u4e16\u754c\u7b2c\u516b\u5927\u5947\u8e5f\uff0c\u5176\u5a01\u529b\u66f4\u751a\u539f\u5b50\u5f48\u300d\u3002 \u5230\u5e95 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":53238,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[163],"tags":[],"table_tags":[],"modified_by":"eden","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/\/wp-content\/uploads\/20230529142304_80.jpg","jetpack-related-posts":[{"id":24983,"url":"https:\/\/\/saving-interest-3-plans\/","url_meta":{"origin":10835,"position":0},"title":"\u6574\u5b58\u6574\u4ed8\/\u96f6\u5b58\u6574\u4ed8\/\u5b58\u672c\u53d6\u606f\u5dee\u5728\u54ea\uff1f3\u7a2e\u5b9a\u5b58\u8a08\u606f\u65b9\u5f0f\u6bd4\u8f03","author":"Mr.Market\u5e02\u5834\u5148\u751f","date":"2021-10-04","format":false,"excerpt":"\u5b9a\u671f\u5132\u84c4\u5b58\u6b3e\u7684\u8a08\u606f\u65b9\u5f0f\u53c8\u5206\u70ba\u6574\u5b58\u6574\u4ed8\u3001\u96f6\u5b58\u6574\u4ed8\u3001\u5b58\u672c\u53d6\u606f\u4e09\u7a2e\u3002\u4e09\u7a2e\u4e4b\u9593\u7684\u5dee\u5225\u53ea\u5728\u65bc\u5b58\u5165\u548c\u9818\u606f\u7684\u65b9\u5f0f\u3002\u2026","rel":"","context":"\u5728\u300c\u5b58\u9322\u5132\u84c4\u300d\u4e2d","block_context":{"text":"\u5b58\u9322\u5132\u84c4","link":"https:\/\/\/category\/personal-financial-planning\/saving-money\/"},"img":{"alt_text":"\u6574\u5b58\u6574\u4ed8-\u96f6\u5b58\u6574\u4ed8-\u5b58\u672c\u53d6\u606f","src":"https:\/\/i0.wp.com\/\/wp-content\/uploads\/20221024102605_76.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/\/wp-content\/uploads\/20221024102605_76.jpg?resize=350%2C200&ssl=1 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